Paysera LT, UAB

Paysera LT, UAB is a Lithuanian financial technology company operating as an electronic money institution (EMI). It provides payment accounts with IBAN, international transfers, currency exchange, card issuance, and payment collection services to individuals and businesses across the European Economic Area and selected international markets. The company is part of the broader Paysera group, which also operates payment gateway and ticketing services.

Company Overview

Legal name: Paysera LT, UAB
Founded: 2004 (originating as a predecessor entity; later rebranded to Paysera)
Headquarters: Vilnius, Lithuania
Industry sector: Financial technology (fintech), payments, electronic money institution (EMI)

Legal Information

Įmonės kodas (company code): Not publicly confirmed in the sources available here; consult the Lithuanian Centre of Registers for the authoritative record.
PVM kodas (VAT code): Not publicly confirmed in the sources available here; consult the Lithuanian VMI (State Tax Inspectorate) or company disclosures.
Electronic money institution license: Licensed by the Bank of Lithuania as an EMI (widely reported by the company and public registers).
Official website: https://www.paysera.com
Email address (general inquiries): info@paysera.com (company communications commonly use this address; specialized support/sales addresses may also be in use).
Registered office address: Not publicly confirmed in the sources available here; consult the Lithuanian Centre of Registers or the company’s official contact page for the current registered address.
Phone number: Not publicly confirmed in the sources available here; consult the company’s official contact page for the current support phone.

Business Operations

Main products/services:
- Payment accounts with IBAN (multi-currency)
- SEPA and international money transfers
- Currency exchange services with competitive rates
- Debit/charge cards for individuals and businesses (card issuance and management)
- Online payment collection (payment gateway) for e-commerce, including bank links and card acquiring
- Point-of-sale (POS) and mobile payment solutions (including QR-based payments)
- Paysera Tickets — event ticketing and distribution platform

Business model: Fee-based financial services including account and transfer fees, merchant acquiring and gateway fees, card fees, and currency exchange spread. The company targets both retail and business clients, including SMEs and online merchants.

Market position: Paysera is one of the leading indigenous fintechs in Lithuania, well known for its payment gateway and local bank-link integrations for e-commerce, as well as its multicurrency accounts and transfers. It operates across the EEA and collaborates with international partners to extend service availability.

History

Founding story and milestones:
- 2004: Origins trace back to early payment and e-commerce projects in Lithuania under predecessor entities.
- 2010s: The company brand evolved into Paysera; operations expanded beyond Lithuania with a growing client base in the Baltics and other European markets.
- Licensing: Recognized by the Bank of Lithuania as an electronic money institution, enabling issuance of e-money and provision of payment services.
- Product expansions: Introduction of payment cards, broader international transfer capabilities, mobile payments, and the Paysera Tickets platform.
- Continued growth: Strengthened merchant services and payment gateway capabilities, adding support for modern payment methods (e.g., bank links, cards, and mobile wallet integrations).

Note: Specific dates and predecessor legal names are referenced in various public materials; for exact legal chronology, consult the Lithuanian Centre of Registers and historical company filings.

Financial Information

Revenue: Not publicly disclosed in the sources available here.
Funding rounds: No major third-party venture funding publicly reported; Paysera is widely characterized as privately held and founder-led.
Ownership structure: Privately owned; part of the Paysera group. Detailed shareholder information is not publicly available in the sources reviewed.

Leadership and Management

Key executives (vadovai):
- Vytautas Karalevičius — Co-founder and senior executive (known publicly for leading roles within Paysera).
- Additional executive and board roles are not publicly confirmed in the sources available here; consult official company disclosures for the current management roster and board composition.

Office Locations

Registered and operational offices (buveinių adresai):
- Lithuania (Headquarters, Vilnius): Exact registered address and direct phone lines are not publicly confirmed in the sources available here.
- Paysera group operates with partners and entities in several countries (e.g., Bulgaria, Latvia, and others), but specific office addresses and phone numbers vary by local entity and are not comprehensively listed in the sources available here.

For authoritative and current office listings and contact numbers, consult the official Paysera website contact page and each local entity’s disclosures.

Market Position

Competitors:
- Global/payment fintechs: Wise, Revolut, PayPal
- Local/regional payment gateways and acquirers: Okeo/Opay, Maksekeskus (Estonia), Montonio, kevin.
- Traditional banks in Lithuania and the Baltics: Swedbank, SEB, Luminor, and others

Market share: Precise market share figures for Paysera’s services (accounts, transfers, gateway) are not publicly disclosed. In Lithuania, Paysera has been widely recognized for strong penetration in e-commerce payment collection via bank-link integrations.

Competitive advantages:
- Local expertise and early-mover position in Lithuanian e-commerce payments
- Competitive currency exchange and multi-currency accounts
- Broad bank-link coverage and merchant tools tailored to the Baltic market
- Integrated ecosystem (payments, cards, POS/mobile, ticketing)

Recent Developments

Latest news and expansions:
- Continued enhancement of payment cards and mobile payment options (e.g., support for contemporary wallet integrations).
- Ongoing expansion of merchant services and payment gateway capabilities across the EEA.
- Development of Paysera Tickets and event management tools.

Note: For the latest press releases and product updates, refer to Paysera’s official newsroom and social channels, as recent changes may have occurred after the sources reviewed.

Contact Information

Official website: https://www.paysera.com
General email: info@paysera.com
Customer support and sales contact: Not publicly confirmed in the sources available here; consult the official website’s contact page for country-specific phone numbers and emails.
Registered office address: Not publicly confirmed in the sources available here; consult the Lithuanian Centre of Registers or the company’s contact page.

Sources and References

- Paysera official website and product pages: https://www.paysera.com
- Bank of Lithuania (public lists of licensed electronic money institutions): https://www.lb.lt
- Lithuanian Centre of Registers (for company legal details): https://www.registrucentras.lt
- Public media coverage and interviews with Paysera leadership in Lithuanian business press (e.g., Verslo žinios, Delfi) — specific articles vary by date and topic.

Important: Exact legal identifiers (įmonės kodas, PVM kodas), registered address, named executives, and phone numbers should be verified against the latest official company disclosures and public registers, as these details can change over time.