UAB "Būsto paskolų draudimas"

Note: Publicly verifiable, up-to-date information on this specific legal entity is limited in open sources. Where concrete data could not be verified in authoritative registries or reputable databases, this is stated explicitly. For authoritative legal and contact details, consult the Lithuanian Centre of Registers (Registrų centras) – Juridinių asmenų registras.

Company Overview

Legal form: Uždaroji akcinė bendrovė (UAB; private limited liability company).
Country: Lithuania.
Industry sector: Financial services; mortgage/credit insurance (based on the company name).
Founding date: Not publicly confirmed in accessible sources.
Headquarters: Not publicly confirmed in accessible sources.

By name and sector convention, UAB "Būsto paskolų draudimas" appears to be (or to have been) engaged in insuring housing loans (mortgages) and associated credit risks in Lithuania. Such companies typically provide insurance or guarantees to lending banks on residential mortgage portfolios, helping borrowers with lower down payments access financing and enabling banks to manage credit risk exposure.

Legal Information

Įmonės kodas (company code): Not confirmed in authoritative public sources.
PVM mokėtojo kodas (VAT code): Not confirmed in authoritative public sources (the company may or may not be VAT-registered depending on activity status).
Registruotos buveinės adresas: Not confirmed in authoritative public sources.
Telefonas: Not confirmed in authoritative public sources.
Oficiali interneto svetainė: Not confirmed in authoritative public sources.
El. paštas: Not confirmed in authoritative public sources.

Authoritative source for legal data: Juridinių asmenų registras (Registrų centras). Users should verify the company code and contact details directly in the official register.

Business Operations

Main products/services (inferred from name and sector):
- Mortgage (housing loan) insurance or guarantees to banks and other lenders.
- Risk-sharing arrangements that protect lenders against borrower default on residential mortgages.
- Possible advisory, underwriting, and portfolio risk assessment services for mortgage credit.

Business model (typical for mortgage insurance/guarantee providers):
- Premiums or guarantee fees paid by borrowers and/or partner banks for coverage of high loan-to-value (LTV) mortgages.
- Claims management in event of borrower default; subrogation and recovery processes as applicable.
- Potential reinsurance/retrocession to diversify risk (depending on scale and regulatory framework).

Market position: Not documented in accessible sources. The company’s precise market share, client base, and active partnerships are not publicly confirmed.

History

Detailed historical milestones (founding story, restructuring, major developments) are not publicly documented in the accessible sources reviewed. In the Lithuanian housing finance context, entities focused on housing loan insurance or guarantees have historically aimed to expand mortgage access, particularly during periods of rapid housing finance market development; however, specific milestones for UAB "Būsto paskolų draudimas" could not be verified.

Financial Information

Revenue and financials: Not publicly available in accessible sources.
Funding rounds: Not documented in accessible sources (as a UAB, external equity rounds are less commonly disclosed unless voluntarily published).
Ownership structure: Not publicly confirmed. As a UAB, ownership is held by one or more private shareholders; detailed shareholding is available via Registrų centras extracts.

Leadership and Management

Executives (vadovai): Not publicly confirmed in accessible sources.
Board members: Not publicly confirmed in accessible sources.

Note: Names and positions of executives/board members can be obtained from official registry filings (Juridinių asmenų registras) or the company’s official disclosures if available.

Office Locations

Registered office (buveinė): Not confirmed in accessible sources.
Other offices/branches: Not documented.

Note: The precise address(es) and specific phone numbers were not verifiable in open sources. Consult official registry records for current details.

Market Position

Competitors (indicative, sectoral):
- Credit guarantee and insurance providers active in Lithuania (for example, state-backed guarantee institutions and private credit insurers).
- Banks that structure mortgage products to manage LTV risk internally (reducing reliance on external mortgage insurance).
- International or regional credit insurers (where applicable) that may serve Lithuanian counterparties.

Competitive advantages (typical for specialized mortgage credit insurers):
- Expertise in mortgage risk assessment and underwriting.
- Partnerships with major mortgage lenders to streamline insured loan origination.
- Potential policy support or alignment with housing market development goals (if relevant).

Market share: Not available in accessible sources.

Recent Developments

No reliable, recent public announcements (expansions, partnerships, changes in operations) were found in accessible sources. The company’s current operational status could not be confirmed.

Contact Information

Registered office address: Not confirmed in accessible sources.
Phone: Not confirmed in accessible sources.
Email: Not confirmed in accessible sources.
Website: Not confirmed in accessible sources.

How to confirm: For verified contact details (address, phone, email) and legal identifiers (įmonės kodas, PVM kodas), request an extract from the Juridinių asmenų registras (Registrų centras) or consult reputable Lithuanian company directories that cite official registry data.

Sources and References

Primary authoritative source:
- Lietuvos Respublikos Juridinių asmenų registras (Registrų centras) – official registry for company identification data, registered office, and filings.

Secondary sources consulted (no conclusive public records found for this entity):
- Rekvizitai.lt – Lithuanian business directory (aggregates registry-based company profiles).
- Verslo žinios company directory (rekvizitai.vz.lt) – business listings and basic company data.
- Public web searches for “UAB Būsto paskolų draudimas” (no active official site or confirmed contacts identified in accessible sources).

Disclaimer: Because authoritative registry extracts in Lithuania are often paywalled or require authenticated access, some details for UAB "Būsto paskolų draudimas" could not be independently verified in open sources as of the latest review.