UAB GF bankas

Note: This profile summarizes publicly available information on the Lithuanian company commonly branded as “GF bankas.” Certain granular legal-identification and contact details were not available in the sources accessible at the time of research and are noted clearly below. Readers should verify any critical identifiers directly in Lithuania’s official registers.

Company Overview

Legal name: UAB GF bankas (commonly referenced as “GF bankas”; historically related to “General Financing Bankas, UAB”).
Industry: Specialized retail banking and consumer finance (deposits, payment accounts, consumer loans, point-of-sale financing).
Founding date: The consumer finance predecessor “General Financing” began operations in Lithuania in the mid-2000s; a specialized bank license was obtained in the late 2010s/early 2020s (see History).
Headquarters: Vilnius, Lithuania.

Legal Information

Įmonės kodas (company code): Not confirmed in the sources available for this research. Please verify via the “Juridinių asmenų registras” (State Enterprise Centre of Registers) or rekvizitai.lt.
PVM kodas (VAT code): Not confirmed in the sources available for this research. Please verify via VMI (Lithuanian State Tax Inspectorate) or rekvizitai.lt.
Official website: https://www.gfbankas.lt
General email: Commonly used formats in Lithuania include info@ and pagalba@ domains; however, a specific, verified email for UAB GF bankas could not be confirmed in accessible sources. Please check the bank’s official “Kontaktai” page on its website.
Registered office address: Vilnius, Lithuania (exact street address not confirmed in accessible sources).
Main phone number: Not confirmed in accessible sources. Please refer to the official website’s “Kontaktai” section.

Business Operations

Main products and services:
- Consumer lending (instalment/point-of-sale financing, auto financing, personal loans).
- Retail banking services typical for a specialized bank (e.g., time deposits, payment accounts, and related digital banking services).
- Merchant financing solutions (credit at point of sale, BNPL-style offerings depending on product suite).
Business model: GF bankas operates as a specialized retail bank focused on consumer finance and savings products. Revenue is primarily generated through interest income on lending products and margins on deposit-taking and payments/services. Distribution is multi-channel: online applications, partner merchant networks, and direct customer service platforms.
Market position: The bank positions itself as a nimble, digitally-oriented specialist in consumer finance and deposit products, competing with non-bank consumer financiers and other specialized banks in Lithuania.

History

- Mid-2000s: The consumer finance brand “General Financing” launched operations in Lithuania, focusing on instalment financing and consumer loans.
- Late 2010s/2020s: The entity obtained a specialized bank license from the Bank of Lithuania and began operating under a banking framework. Public communications and trade press later referenced the brand “GF bankas.”
- Early 2020s: Expansion of deposit products and digital channels (online banking; mobile-first onboarding typical of specialized retail banks).
- Subsequent years: Continued refinement of the product mix (consumer lending, deposits) and brand transition toward “GF bankas.”

Financial Information

Revenue and profitability: Detailed revenue figures specific to UAB GF bankas were not available in the sources accessed. As a licensed bank, financial statements and prudential data are normally reported to and summarized by the Bank of Lithuania.
Funding rounds: As a regulated bank, GF bankas is typically funded through a mix of equity capital (shareholder contributions), retained earnings, and customer deposits. Traditional venture-style rounds are not commonly applicable.
Ownership structure: Historical public sources have linked the predecessor entity “General Financing” to BNP Paribas Personal Finance group. Current ultimate ownership and any structural changes should be verified through the Bank of Lithuania and the Centre of Registers.

Leadership and Management

Key executives (vadovai): Specific, current full names and positions were not confirmed in the accessible sources. The Bank of Lithuania typically publishes approved management and supervisory board members of licensed banks. Please verify via the Bank of Lithuania’s register and the bank’s official website.
Board members: Not confirmed in accessible sources. See Bank of Lithuania registry for the latest official composition.

Office Locations

Registered office: Vilnius, Lithuania (exact address not confirmed in accessible sources).
Additional offices/branches: Publicly listed branch addresses and direct telephone numbers were not found in accessible sources. As a specialized bank with digital onboarding, GF bankas may operate with limited physical branch presence. Please consult the official website’s “Kontaktai” page.

Market Position

Competitors: Other specialized banks and consumer finance providers operating in Lithuania, including entities such as PayRay Bank, Mano Bankas, Bigbank AS (Lithuania branch), SB Lizingas, and various non-bank consumer financiers and fintechs offering instalment/BNPL and personal loans.
Market share: Not publicly available in the sources accessed. Consumer finance market shares in Lithuania are fragmented and influenced by merchant partnerships and digital distribution.
Competitive advantages: Focused specialization in consumer finance; digital-first processes; merchant partner networks; product simplicity and speed; deposit products supporting funding base.

Recent Developments

- Continued expansion and branding under “GF bankas,” focusing on digital onboarding and deposit product promotion.
- Ongoing alignment with Bank of Lithuania regulatory requirements and publication of prudential reporting.
- Partnership activity with merchants for point-of-sale financing and instalment solutions, typical for consumer finance specialists.
Note: Specific 2024–2025 news items (e.g., named partnerships, expansions, or feature launches) were not conclusively identified in the sources accessed and should be confirmed on the official website and recent press releases.

Contact Information

Website: https://www.gfbankas.lt
Customer service email: Not confirmed; check the “Kontaktai” page for official emails (e.g., info@ or pagalba@ patterns).
Phone: Not confirmed; check the “Kontaktai” page.
Mailing/registered address: Vilnius, Lithuania (exact street address not confirmed in accessible sources).

Sources and References

- GF bankas official website (general company information, products, and contact section): https://www.gfbankas.lt
- Bank of Lithuania – register and supervision of financial institutions (for license status, governance approvals, ownership and prudential data): https://www.lb.lt
- Rekvizitai.lt – Lithuanian company directory (for company codes, VAT, registered addresses, and contacts; verify latest data): https://www.rekvizitai.lt
- VMI (State Tax Inspectorate) – VAT payer registry (for confirmation of VAT code where applicable): https://www.vmi.lt
- State Enterprise Centre of Registers – Juridinių asmenų registras (official company registration details): https://www.registrucentras.lt

Verification Guidance

Because Lithuanian company identifiers (įmonės kodas, PVM kodas), exact addresses, phone numbers, and current executives can change, always cross-check the latest data in the Bank of Lithuania’s registry and the Centre of Registers. The official website’s “Kontaktai” page should provide current contact channels and any branch location details.